Get car insurance quotes in Chicago, Illinois
Auto Insurance in Chicago
Switching from another auto insurer to GEICO could save you money. Here are some of the benefits of switching to GEICO:
- Chicago car insurance rates are competitive compared to other cities in Illinois.
- Here for you whenever you need us! Through our mobile app, we're here for you 24 hours a day
- Get a quick and free auto policy estimate from an insurer online
- Great customer service
- We're local agents who specialize in answering car owners' auto policy questions.
Chicago has the highest number of cars registered in Illinois and is the second largest city in the country. Due to the large numbers of vehicles on the road, accidents are common. That’s why it’s vital to have reliable vehicle insurance in Chicago. GEICO offers affordable insurance coverage for drivers in the area. You can obtain a free auto insurance quote online right now.
The minimum insurance coverage requirements for car owners in Illinois include liability
If you live in Chicago, you must ensure that your vehicle has at least $50,000 worth of liability coverage.
- Bodily injury liability insurance: $25,000 for each person injured and $50,000 for any one accident.
- Personal injury protection (PIP): $10,000
- If you're injured by an uninsured driver, you may be able to recover up to $25,000 for each person who was injured
- UM/UIM Property Damage Coverages: $15,000 per person/$25,000 total ($250
Everyone has their own unique insurance requirements. Use our Coverage Calculator to see if we recommend coverage for you.
Illinois Car Insurance Discounts
If you're looking for Illinois driver's coverage, you may want to consider GEICO. You might be eligible for some discounts on your vehicle policy. These include:
- New Vehicle Discount
- Defensive Driving Discount
- Military Discount
- Multi-policy Discount
To learn how to save more with GEICO car insurance discounts, please visit our site.
Driving in Chicago
To get to the city centre from the airport, take the highway going towards downtown. During peak hours (rush hour), expect traffic delays.
Avoid crossing streets during rush hours unless you're willing to risk being struck by an errant car. Take the scenic routes around busy intersections, such as those along Lake Shore Drive. You'll get great views of Chicago's lakefront and downtown skyline.
If you're planning a trip to Chicago, you can get around without having to worry about getting lost thanks to an efficient public transport network. Buses and trams run frequently through the city centre, and the underground metro runs every five minutes during peak times. Tramlines connect the Loop to O'Hare airport, the University of Illinois campus, Lake Shore Drive, and the Museum Campus. You can travel between these areas easily via the CTA Blue Line, Red Line, Orange Line, Brown Line, Green Line, Pink Line, Purple Line, and Yellow Line.
There are lots of things to see in Chicago.
Chicago has some of the widest streets in North America. It alleviates the feeling of claustrophobia common in other large American cities.
Drive down North Michigan Avenue and you may come across the Magnificent Mile. From the Chicago River to Oak St., it's known as Chicago's largest shopping district and is home to some famous landmarks, including the John Hancock Center, Wrigley Building, Tribune Tower.
Chicago Winter Driving
Driving during winter weather conditions in Chicago can be dangerous. Consider taking some precautions before you head out into the city.
- Drive carefully and slowly
- Make sure there’s enough room for the plow truck to maneuver
- Have an emergency winter survival pack in your car
Chicago Insurance Agents
We have dedicated insurance agent across the greater Chicago area who are ready to help you find an affordable auto insurance policy. You can contact us anytime day or night via phone, email, or our mobile application. Our customer service representatives are standing by to assist you with your needs.
Get more info on car insurance in Illinois
If you want to learn more about Illinois auto insurance policies, please visit our Illinois auto insurance webpage. You'll find useful information about topics such as required coverages and Illinois teenage driver laws.
Chicago, IL Car Insurance
Drivers in Chicago typically spend an average of $52 per month on car insurance. You can learn more about what you might be paying by reading our guide below.
What is the cost of car insurance in Chicago?
You can check out the table above for yourself. It shows that insuring your car in Chicago is roughly the same price as insuring it elsewhere in Illinois.
Car insurance rates in Chicago are less expensive than the national median. The cost per month in Chicago is about $29 lower than the nationwide figure.
Your rates might vary from what you're seeing now, but we can tell you why they might differ. Factors like your gender, vehicle make and type, driving history, your driver's license status, and even your personal financial situation can all play into your monthly premium.
But don't be worried. We've broken down the average rates for Chicago residents by various factors so that you can know exactly what you'll pay each month. If you aren't sure which plan is best for you, just enter your zip code below and learn!
Average Car Insurance Rates by
Age
As you get older, experience matters when it come to car insurance rates. Drivers under 18 years old pay more than drivers aged 25 and older.
Your rate may go down every few years, but once you reach retirement age, your rates may increase again.
By Age
On average, men pay slightly more for auto insuarance thando female drivers. However, in Chicago, there is no difference between maleand female drivers' monthly premiums.
The average auto insurance rates for each driving record category are listed below.
Rates can vary wildly based on your driving history. Those without any moving violations will see monthly rates between $55-$65 per month. Those with an accident or two will see rates closer to $60 per month. For those with multiple citations, rates could rise to $70 or higher.
Whenever you're driving, whether you're in an accident, ticketed for speeding, or otherwise breaking the law, your car insurer will charge you more.
Average Insurance Rates by
Vehicle
For inexpensive car insurance, most people opt for trucks and vans because they're cheaper than cars.
Car owners typically spend between $50 and $60 each month for auto insurance.
Vehicle age also affects your insurance rate. Generally, older carsare going to cost more to insure. Once your vehicle is about five years old,however, your prices might begin to drop back down again. In Chicago, the mostexpensive cars to cover are those between 2 and 3 years old.
Your insurance rate depends on how much money your insurer thinks you're worth. In general, older cars are more valuable to insurers because they're more likely to suffer damage and require repairs. Older cars can also be harder to steal, so they're less attractive targets for thieves. Insurance companies factor these things into their calculations when setting your premium.
By Relationship Status, average car insurance rates vary widely.
Married drivers tend to be older than single drivers, so they're likely to drive fewer miles per year. As a result, their premiums are lower.
Single drivers pay more for insurance in Chicago than married people.
Average car insurance rates for different housing situations
Another important factor to consider is whether you're renting or owning your home or apartment. If you're renting, expect to be paying a bit more per month than if you were buying. On the other hand, if you're living at home, you may be able to save quite a bit by staying there instead of moving out.
Many companies will give you a discount if you bundle your homeowners or rental policies with your car insurance.
Because Chicago has different weather conditions than other cities, its auto insurance prices are different from other areas.
As a result, there are numerous variables that affect your autoinsurer’s rate calculation. Some of these variables are based on where you live.
- On-site (or “in-house”
- Total number of cars in the area
- Crime Rates by State
- Road safety
- Local
regulations
Being aware of the various costs associated with insurance policiesis important for anyone who wants to buy one. Insurance companies often vary theirrates by city, so knowing which ones offer better coverage at lower prices is key.
How can I find cheap car insurances in Chicago?
Knowing the average cost of different types of cars helps you when talking to insurance companies. You can't really know for sure what your rates will be until you request quotes from multiple insurers.
But hold up! You don't need to compare.com. Just enter your zip code here, answer some simple questions about your driving profile and you'll get cheap auto insurance rates from loads of different providers.
Chicago Insurance FAQs
Factors affecting insurance rates include:
Insurance quotes are calculated by taking multiple variables into account, from things you can't control (like your age and marital status) to things you can (like your driving record).
Why is the price of car insurance in Chicago so high compared to other neighboring cities?
Insurance companies consider local driving conditions when setting car insurance premiums. These include things like where you park your car, whether there is an accident history in the neighborhood, and if there are any traffic violations nearby.
Which car insurance provider offers me the best price for auto coverage in Chicago?
There isn't just one company that offers the best rates for everybody. Factors like your driver's license history, the number of people on your policy, and vehicle make and type, among other things, are considered by most insurers. To get the lowest rate, you may want to look up quotes online using websites like www.comparesmallbusiness.com.
If I move to Chicago, do I need to change my health care plan?
When moving to a new city, or experiencing any other major life events such as marriage or having children, it's usually a good time to review your current insurance policies. Some insurance providers may offer bigger discounts in certain cities, so it's best to use comparison websites to compare quotes from dozens of different insurance providers at once.
If I want to change insurance companies, do I need to be insured by the new company before I can get coverage?
You don't need to stick with one company for life. If you're moving to another city or haven't been comparing prices lately, you might want to take 10 minutes and check out Compare.com.
Motorist bodily uninsured motorist coverage clean driving record Insurance companies Insurance companies comprehensive coverage minimum coverage average rates average rates average rates Property damage liability average cost Cheap car insurance average car insurance rate Coverage options coverage limits Annual Cost cheapest car insurance companies auto insurance rate Bodily Injury bodily injury coverage bodily injury coverage fault accident fault accident liability per accident populous cities Underinsured Motorists liability per person driving history affordable options minimum requirements minimum coverage requirements additional coverages Annual rate Annual rate Annual rate Annual rate affordable rate lowest rate safe drivers monthly premium cheapest car insurance cheapest car insurance cheapest car insurance auto insurance premiums cheap car insurance rates motorist bodily uninsured motorist coverage clean driving record comprehensive coverage minimum coverage average rates average rates Property damage liability insurance discounts Bodily injury liability Coverage options coverage limits Annual Cost cheapest car insurance companies insurance agents insurance coverages liability insurance Bodily Injury bodily injury coverage bodily injury coverage fault accident fault accident liability per accident populous cities customer service Underinsured Motorists liability per person affordable options minimum requirements minimum coverage requirements mobile device comparative purposes additional coverages Annual rate Annual rate Annual rate Annual rate affordable rate safe drivers cheapest car insurance cheapest car insurance cheapest car insurance.
chicago, il car insurance for less | get a quote | good2go
get cheap car insurance in chicago, il. here's everything you need to know about minimum requirements and how to get low-cost auto insurance coverage.
what you should know about car insurance in chicago | freeway insurance
before you buy car insurance in chicago, you should know what to expect. this is your guide to buying car insurance in chicago and how the city factors costs by age, zip code, and more.
how does auto insurance work? | chicago personal injury lawyers
free consultation - call (312) 781-1977 - seidman, margulis & fairman helps victims and their families receive compensation for their injuries in personal injury and accident cases. how does auto insurance work? - chicago personal injury lawyer
car insurance quote in chicago | illinois insurance center
do you need a car insurance quote in chicago? contact illinois insurance center today to learn about the types of insurance we offer.
chicago car insurance | root insurance
discover fair car insurance in chicago. enjoy the city with the peace of mind that you have the best auto coverage. no paperwork, no hassle. start your quote.
cheapest car insurance in chicago, il
see who has the cheapest auto insurance in chicago. we analyzed rates across the city to find the cheapest car insurance for several types of drivers.
chicago auto insurance - get a free instant quote today & save | illinois vehicle
chicago auto insurance rates from illinois vehicle are affordable. options include minimum liability to comprehensive, and you can get free quotes online!
what is full coverage car insurance in illinois?
if you were involved in an auto accident and thought you had “full coverage,” only to find out you did not, call us for a free consultation at 847-305-4105.
smarter car insurance | clearcover insurance
clearcover is smarter car insurance. get better coverage and spend less each month.
best cheap car insurance chicago 2022 | oxford auto insurance
cheap car insurance quotes in chicago rates as low as $23 per month | cheap sr-22 insurance chicago | contact us today to learn more!
cheapest car insurance in illinois: costs and companies (2022)
you can pay as little as $994 per year for the cheapest car insurance in illinois for full coverage, or $328 per year for minimum coverage. discover more.
cheap car insurance chicago - best affordable chicago car insurance quotes - car insurance - auto insurance - car insurance near me
insurance navy specializes in providing affordable car insurance in chicago, illinois. get the cheapest auto insurance in chicago, il with the best coverage. our agents will provide you with a quote and get you covered the same day.
compare the cheapest car insurance quotes in chicago, il
while car insurance in chicago is expensive, drivers can still find cheap car insurance by shopping for personalized quotes.
cheap chicago car insurance (2022)
chicago auto insurance can be expensive, so our review team found the cheapest chicago car insurance companies of 2022 to help find car insurance that is right for you and your car.
classic car insurance - chicago, il | gb group, inc.
your classic car is an icon. insure it well.
inexpensive & low cost auto insurance chicago - affordable car insurance illinois
atlantic insurance agency is a fast growing independent insurance agency that is family owned & operated with many years of experience. looking for the best insurance company? call us!
best car insurance in chicago, illinois: everything you need to know
when shopping around for the best car insurance in chicago, the cost will naturally be a deciding factor.
car insurance in chicago, il | the hartford
get great car insurance in chicago, il with your aarp membership. learn more about how you can get coverage at great prices on chicago auto insurance through the aarp® auto insurance program from the hartford. get your free car insurance quote in chicago today.
illinois car insurance - get a free quote - nationwide
get a free illinois car insurance quote today. nationwide offers personalized coverage options, discounts, and auto insurance you can rely on.
illinois car insurance | safeauto
looking for illinois auto insurance? learn what’s required for illinois car insurance and how safeauto can get you cheap car insurance in illinois.
12 best chicago local car insurance agencies
find and connect with the 12 best local car insurance agencies in chicago. hand picked by an independent editorial team and updated for 2022.
illinois auto insurance: car insurance quote
before deciding on an illinois car insurance policy, learn about your coverage options, and see all the added discounts you can get with progressive.
chicago car insurance lawyer | auto insurance issues & claims
questions about dealing with insurance companies after a car crash? let a car insurance lawyer explain your rights. free consults: (312) 236-2900.
il auto & home insurance quotes in chicago | state farm®
need insurance in chicago, il? we can help! visit your chicago state farm® agent to see your rates today!
compare best cheap car insurance quotes in chicago, illinois 2022
while chicago car insurance costs on average $160-$241, jerry drivers only pay $140. find out if you're overpaying for car insurance by comparing 20+ free quotes from 50 top insurance companies (including progressive, allstate, and the general) in minutes!
cheapest car insurance in illinois (october 2022) - wallethub | cheap car insurance illinois, cheap auto insurance il, cheap insurance illinois
to help you find the cheapest car insurance in illinois wallethub collected quotes from all major auto insurers in illinois.
how much auto insurance do you need?
when evaluating any coverage, or deciding how much insurance to buy, keep in mind that the purpose of insurance is to protect you from losses you can’t afford to cover yourself. when you buy more insurance than you need, you waste money.
best car insurance in chicago, illinois 2022 - policygenius
chicago drivers pay an average of $2,040 per year for full coverage car insurance. auto-owners insurance has the lowest average rates in chicago at $1,103 per year for full coverage.
illinois car insurance and vehicle coverage | lemonade
get covered in the land of lincoln with lemonade car. we'll break down your coverages so you can drive with confidence.
chicago insurance law attorneys - third-party claims
when it comes to insurance claims, being represented by a lawyer who focuses on working with insurance companies can make it much easier to settle any claim.
fiesta insurance and tax - chicago illinois #il003
fiesta insurance and tax - chicago illinois #il003
minority neighborhoods pay higher car insurance premiums than white areas with the same risk — propublica
our analysis of premiums and payouts in california, illinois, texas and missouri shows that some major insurers charge minority neighborhoods as much as 30 percent more than other areas with similar accident costs.
geico hikes illinois auto rates by most in 6 years
connecticut regulators rejected the same increase, but illinois regulators don't have that power.
car insurance- naperville - chicago | trunnell insurance services
get a quote on car insurance today. multiple insurers, we get the best rates for the policy you need. call today to speak to an auto insurance expert.
what are the minimum insurance requirements in chicago?
if operating a motor vehicle on a public highway in the land of lincoln, you’ll need to have the following minimum liability coverage...
illinois car insurance
learn more about insurance requirements in illinois
auto insurance chicago | instant sr-22 insurance | affordable car insurance
low cost auto insurance in chicago, illinois. free car insurance quote. call (773) 381-2200 and get instant coverage and proof of insurance today.
cheapest car insurance quotes in chicago, il (october 2022)
the best and cheapest car insurance quotes for chicago drivers for october 2022. compare rates, coverages, and discounts from 200+ car insurance companies.
car insurance companies charge higher rates in some minority neighborhoods
car insurance companies charge higher rates in some minority neighborhoods, according to a propublica and consumer reports investigation.
auto, automobile, car, vehicle insurance in chicago illinois - kane insurance group, inc.,
online quotes for auto and car insurance in chicago illinois. automobile vehicle insurance for illinois. free quotes.
auto insurance | chicago | downers grove | lansing | orland park
get a car insurance quote with abe gt & associates. connect with us to find more about auto insurance in lansing, chicago, downers grove, orland park, and lake county
affordable auto insurance & sr22 chicago | lincoln auto insurance
lincoln auto insurance provides chicago drivers with sr22 and low cost auto insurance rates as well as pet insurance! answer 5 questions to get your low cost car insurance quote.
Illinois insurance companies car insurance chicago illinois cheapest car insurance cheap car car car insurance insurance quotes chicago. Quote il car insurance chicago illinois average companies chicago car illinois policy insurance quotes car insurance cost years car insurance companies insurance chicago. Family car insurance chicago insurance quotes types driving auto insurance quote quote chicago illinois. Cheap insurance companies chicago chicago il services insurance chicago insurance requirements companies chicago car insurance. Il quotes options insurance quote policy car insurance insurance quotes chicago drivers today. Minimum car illinois il il chicago discounts chicago car insurance credit coverage. Accident illinois policy illinois driver quote chicago. Car insurance illinois save minimum chicago car quotes chicago amp insurance companies chicago insurance chicago money insurance agency. Free chicago auto insurance companies auto insurance chicago il minimum car insurance chicago car insurance. Insurance requirements chicago cheap car insurance chicago auto insurance insurance requirements chicago car insurance quotes chicago il car insurance quote chicago car car. Learn insurance companies chicago auto company insurance minimum driver insurance cost quotes accident car il car insurance chicago. Minimum cheap car insurance auto insurance illinois auto insurance rates cost chicago car insurance illinois auto coverage. Accident today insurance companies chicago auto insurance chicago cheapest car insurance chicago auto insurance chicago illinois car insurance save. Chicago car auto insurance age insurance quotes car rates learn auto car insurance cost car. Coverage chicago illinois car insurance quotes cheapest car insurance chicago car insurance companies chicago car insurance quotes chicago car illinois car car insurance rates auto car insurance quotes insurance companies chicago auto insurance. Credit insurance illinois average quotes insurance quotes illinois car auto insurance chicago insurance cost car insurance quotes chicago. Auto cheapest car car insurance quotes chicago cheapest car insurance companies chicago requirements car insurance driving chicago illinois car insurance requirements auto insurance. Insurance insurance illinois chicago auto liability illinois car insurance rates insurance chicago auto insurance. Policy rate illinois car insurance requirements requirements auto insurance rates minimum family illinois car chicago. Compare cheap car insurance chicago chicago chicago auto insurance chicago il car insurance auto insurance quotes chicago car insurance minimum car auto insurance insurance chicago chicago auto insurance free. Chicago il car insurance insurance companies chicago illinois auto services services cheapest car insurance cost insurance companies cheap car insurance. Accident il car il policy auto quote auto. Insurance companies car insurance rates chicago car insurance credit cost insurance rates requirements. Cheapest sr pay quotes insurance coverage free insurance chicago. Car insurance quote insurance coverage insurance car insurance cheap car insurance car insurance insurance companies. Chicago insurance chicago il insurance companies cheap car chicago agency illinois car car insurance car insurance rates insurance insurance companies chicago cheap insurance. Illinois car insurance insurance quotes chicago auto amp car insurance companies insurance coverage auto. Minimum driving today car insurance illinois cheapest rates companies sr chicago il cheap car insurance family. Cheap drivers cheap car rates insurance illinois auto insurance chicago illinois chicago car insurance cost auto insurance. Company car insurance quotes illinois chicago il car insurance options auto insurance insurance companies. Illinois car insurance chicago chicago car cheapest car insurance chicago il chicago auto insurance cost amp car insurance chicago chicago illinois learn. Auto insurance chicago auto insurance services drivers insurance illinois insurance illinois quotes chicago accident today money requirements chicago il car insurance. Age cheapest cheapest car insurance quote car accident car insurance rates chicago car insurance liability car auto car cheap car insurance. Vehicle illinois insurance agency company insurance coverage cheapest driving. Cheapest car insurance chicago car insurance chicago cheapest car insurance chicago insurance cost cheapest car companies sr. Companies cheap car insurance chicago coverage cheapest car insurance chicago il rates cheapest policy chicago insurance chicago car insurance chicago. Chicago car insurance minimum car insurance auto insurance credit car insurance companies types types quotes insurance car. Car insurance chicago car insurance rates coverage car insurance chicago il rate requirements insurance companies chicago auto. Options requirements driving minimum car chicago illinois insurance chicago il chicago. Insurance quotes rates today insurance city insurance quotes chicago types auto insurance chicago sr. Compare vehicle cheapest car insurance insurance quotes insurance chicago cheap. Age companies il car cheap car insurance companies insurance accident quote quote il insurance quote. Rates cost quote il car insurance today auto insurance city free rates.